d. cannot be taken into account if you apply to us for a loan, as we make our own calculations. To assess the ability to repay a loan, the Bank of Melbourne may use an interest rate higher than the current interest rate of the requested loan. Especially after a car loan? Find out the amount of credit repayments for your next car with our secure private loan. Choose to correct your interest rate for another fixed rate or have it automatically reset to our standard variable interest rate3. New Owner Occupier (Principal & Interest) Advantage Package Home Loans4 are subject to an annual parcel fee of USD 395. LVR+ more than 60% up to 80%. If you are an existing customer of the Bank of Melbourne Home Loan, you will find out how to manage your home loan. The general terms and conditions of sale of the benefits package apply. This is an annual parcel fee of $395, payable from an eligible bank of Melbourne transaction account. A benefit package discount is included in the advertised eligible rate.
The discount and fee savings are valid for the duration of the package. Before you decide to buy a Bank of Melbourne transactional account, check the Terms and Conditions of Sale (PDF 112KB) and check if the product is right for you. Find the right private loan for your needs and apply online. c. does not constitute an offer or pre-qualification for a loan; *Comparison Rate: The comparison rate is based on a $150,000 loan over a 25-year term. At the end of the fixed-rate period, the interest rate is reset to the applicable standard variable interest rate depending on the credit category and the method of repayment. WARNING: This reference rate applies only to the example shown and may not include all fees and charges. Different terms, fees, or other credit amounts may lead to a different comparison rate.
A bank of Melbourne mortgage expert will call you back. Do you decide between private loans? This simple calculator helps you estimate the amount of your repayments for our secured, unsecured, firm and variable loans. Variable rate home loans have an interest rate that can fluctuate; It can go up and down and this can affect your repayments. You will receive a unique promo code via email as well as instructions for redeeming your eGift Visa card within 12-15 weeks of signing your new loan agreement. . . .